LovaFi — Sovereign Yields & Unshakable Loyalty
Traditional banks lock you in a golden cage. LovaFi and the loyal LOVE Hachi protect your assets with 100% self-custody and direct on-chain rewards.
Your Keys, Your Loyalty
The official mascot of the ecosystem — a symbol of unbroken loyalty that never blocks your funds, never asks for your keys and never sleeps while your vault is open.
Hachi Companion & Loyalty Vault
LOVE Hachi is the mascot and the guide of LovaFi. He watches your Health Score, warns you before liquidation risk and rewards long-term loyalty.
Connect your wallet to see your real Health Score and position instead of the simulation.
“Your vault sleeps peacefully. I am sitting at the door — nobody touches your keys.”
Protocol liquidation is hard-coded at 70% LTV. Move the slider to see how Hachi reacts.
Cashback is dynamic: Vault usage and LovePay usage each feed their own booster, and using both stacks a +15% loyalty bonus on top.
Connect your LOVE Wallet to replace this example with your real tier.
- up to +1%Loyal PawFirst Vault lock or first LovePay payment10 pts
- up to +2.5%Golden CollarVault held 90+ days or regular LovePay use35 pts
- up to +4%Hachi GuardianVault + LovePay active together (stacked)70 pts
- up to +6%Eternal Watch365 days of loyalty across both engines120 pts
Everyone starts at a base +0.5% protocol share.
Cashback percentages are protocol rewards funded by fee revenue share and burn-backed rebates — variable, never guaranteed interest.
Open VaultsTerminology notice · LovaFi: Labels such as "APY", "yield" and "earn" displayed in this module are user-experience shorthand for estimated network reward share, revenue share and burn-backed rebate. These rewards are protocol-distributed and depend on user activity, fees collected and token burns — they are not interest, dividends or a promise of profit. Full disclosure →
The four core modules
Everything already running inside LOFI — now under one polished LovaFi roof.
The Weaver of Liquidity
Hachi guards your vault. LOVE Spider weaves the market around it — spinning glowing threads between liquidity pools so every swap on LOVE DEX finds the shortest, cheapest, most resilient path.
Enter the LOFI mesh
How a P2P route travels the threads
Hover or tap a node to read what happens at that step.
Pick a step on the thread
Every order walks the same five stations — from your self-custody wallet, through Spider's mesh, back to you.
Join LOVE DEX
Early access to the LOVE Spider mesh is open to LOVE Wallet holders. Three steps and the threads start routing your swaps.
- 1
Connect your LOVE Wallet (self-custody, keys stay on your device).
- 2
Open LOVE Flow · LOFI and add liquidity or place your first mesh order.
- 3
Track your Health Score with Hachi — Spider handles the routing.
LOVE DEX whitelist
Leave your email and we'll open the mesh for you first — early access to LOVE Spider routing on LOVE DEX.
Utility access to the network — not an investment product and not a promise of profit.
LOVE Spider — the short answers
The three pillars of LovaFi
One engine, three moving parts. Each one works on its own — together they replace the bank.
LovaFi vs. TradFi
The same four questions, two very different answers.
In TradFi your balance is the bank's promise — an account can be frozen or limited without your consent. In LOVE Wallet the private key never leaves your device, so no third party can move or block your assets. The trade-off is honest: with sovereignty comes responsibility for your recovery phrase.
Banks lend your deposits and keep most of the margin. LOFI mechanics route incentives back to the people who provide liquidity or use the ecosystem. These are utility rewards driven by real usage — variable, never a guaranteed return.
SEPA and card rails work in batches, business hours and correspondent-bank hops. LovePay settles on Stellar / Base rails in seconds, including weekends and holidays, with fees measured in fractions of a cent.
Traditional processors profile every purchase and monetise the data. LovaFi keeps transfers peer-to-peer and stores no behavioural profile — cryptography, not a promise in a policy document, does the protecting. Legal obligations are still respected where they apply.
LovaFi is not a bank and offers no deposits, interest or investment advice. Ecosystem rewards are utility incentives, not a promise of profit.
Answers, without the fog
Ready to leave the queue?
Connect your LOVE Wallet and the whole engine — wallet, LOFI and LovePay — is open in one place.
